@import url('https://fonts.googleapis.com/css2?family=Syne:wght@400;500;600;700;800&family=DM+Sans:ital,wght@0,300;0,400;0,500;0,600;1,400&display=swap');
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
:root{
  --orange:#e85d04;
  --orange2:#f48c06;
  --dark:#0d0d0d;
  --dark2:#1a1a1a;
  --gray:#2d2d2d;
  --slate:#3d3d3d;
  --white:#ffffff;
  --off:#fafaf8;
  --cream:#fff8f0;
  --text:#1a1a1a;
  --muted:#6b6b6b;
  --border:#e8e4df;
  --light-orange:#fff3e8;
}
body{font-family:'DM Sans',sans-serif;background:var(--white);color:var(--text);overflow-x:hidden}
a{text-decoration:none;color:inherit}

/* TOP BAR */
.topbar{background:var(--orange);padding:9px 24px;text-align:center;font-size:.78rem;font-weight:600;color:#fff;letter-spacing:.02em}
.topbar span{opacity:.8}

/* NAV */
.nav{background:var(--dark);position:sticky;top:0;z-index:200}
.nav-wrap{max-width:1200px;margin:0 auto;padding:0 40px;height:72px;display:flex;align-items:center;justify-content:space-between}
.logo{display:flex;align-items:center;gap:12px}
.logo-mark{width:38px;height:38px;background:var(--orange);border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:1.1rem}
.logo-text{font-family:'Syne',sans-serif;font-size:1.1rem;font-weight:800;color:var(--white);letter-spacing:-.01em}
.logo-text span{color:var(--orange2)}
.nav-links{display:flex;align-items:center;gap:32px}
.nav-links a{font-size:.82rem;font-weight:500;color:rgba(255,255,255,.5);letter-spacing:.01em;transition:color .15s}
.nav-links a:hover{color:#fff}
.nav-cta{background:var(--orange)!important;color:#fff!important;padding:10px 22px;border-radius:6px;font-weight:600}

/* HERO */
.hero{background:var(--dark);min-height:92vh;display:flex;align-items:center;position:relative;overflow:hidden}
.road-bg{position:absolute;bottom:0;left:0;right:0;height:40%;background:linear-gradient(180deg,transparent,rgba(232,93,4,.06));pointer-events:none}
.road-lines{position:absolute;bottom:0;left:50%;transform:translateX(-50%);width:4px;height:100%;background:repeating-linear-gradient(180deg,var(--orange) 0,var(--orange) 40px,transparent 40px,transparent 80px);opacity:.08}
.hero-inner{max-width:1200px;margin:0 auto;padding:80px 40px;width:100%;display:grid;grid-template-columns:1fr 420px;gap:80px;align-items:center;position:relative;z-index:1}
@media(max-width:960px){.hero-inner{grid-template-columns:1fr;padding:60px 32px}}
.hero-tag{display:inline-flex;align-items:center;gap:8px;border:1px solid rgba(232,93,4,.4);color:var(--orange2);padding:6px 16px;border-radius:50px;font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;margin-bottom:28px}
.hero h1{font-family:'Syne',sans-serif;font-size:clamp(3rem,6vw,5rem);font-weight:800;color:var(--white);line-height:1;letter-spacing:-.03em;margin-bottom:24px}
.hero h1 .accent{color:var(--orange);display:block}
.hero-desc{color:rgba(255,255,255,.55);font-size:1.05rem;line-height:1.75;max-width:480px;margin-bottom:40px}
.hero-checks{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:44px}
.hc{display:flex;align-items:center;gap:10px;font-size:.85rem;color:rgba(255,255,255,.7);font-weight:500}
.hc::before{content:'→';color:var(--orange);font-weight:700;font-size:.9rem}
.btn-orange{display:inline-block;background:var(--orange);color:#fff;padding:16px 40px;border-radius:8px;font-family:'Syne',sans-serif;font-weight:700;font-size:.95rem;letter-spacing:.04em;text-transform:uppercase;transition:all .2s}
.btn-orange:hover{background:var(--orange2);transform:translateY(-2px);box-shadow:0 12px 36px rgba(232,93,4,.4)}

/* QUOTE WIDGET */
.quote-widget{background:var(--white);border-radius:16px;overflow:hidden;box-shadow:0 24px 80px rgba(0,0,0,.5)}
.qw-header{background:linear-gradient(135deg,var(--orange),var(--orange2));padding:28px 32px}
.qw-header h3{font-family:'Syne',sans-serif;font-size:1.3rem;font-weight:800;color:#fff;margin-bottom:4px}
.qw-header p{font-size:.8rem;color:rgba(255,255,255,.75)}
.qw-body{padding:28px 32px}
.qw-field{margin-bottom:18px}
.qw-field label{display:block;font-size:.7rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.qw-field select,.qw-field input{width:100%;padding:13px 16px;border:1.5px solid var(--border);border-radius:8px;font-family:inherit;font-size:.9rem;color:var(--text);background:#fff;outline:none;transition:border-color .2s}
.qw-field select:focus,.qw-field input:focus{border-color:var(--orange)}
.qw-btn{width:100%;background:var(--dark);color:#fff;padding:15px;border:none;border-radius:8px;font-family:'Syne',sans-serif;font-size:.92rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;cursor:pointer;margin-top:4px;transition:background .2s}
.qw-btn:hover{background:var(--orange)}
.qw-secure{display:flex;justify-content:center;gap:20px;margin-top:16px}
.qs{font-size:.72rem;color:var(--muted);font-weight:600}

/* CARRIERS */
.carriers{padding:60px 40px;background:var(--off);border-top:1px solid var(--border)}
.carriers-inner{max-width:1200px;margin:0 auto}
.c-label{text-align:center;font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin-bottom:28px}
.carrier-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:12px}
@media(max-width:700px){.carrier-grid{grid-template-columns:repeat(3,1fr)}}
.cg-item{background:var(--white);border:1.5px solid var(--border);border-radius:10px;padding:16px;text-align:center;font-size:.82rem;font-weight:600;color:var(--slate);transition:all .2s}
.cg-item:hover{border-color:var(--orange);color:var(--orange)}

/* COVERAGE */
.coverage{padding:100px 40px;background:var(--white)}
.coverage-inner{max-width:1200px;margin:0 auto}
.sec-label{font-size:.7rem;font-weight:800;letter-spacing:.2em;text-transform:uppercase;color:var(--orange);margin-bottom:12px}
.sec-h{font-family:'Syne',sans-serif;font-size:clamp(2rem,4vw,3.2rem);font-weight:800;color:var(--text);line-height:1.1;letter-spacing:-.02em;margin-bottom:16px}
.sec-sub{color:var(--muted);font-size:.98rem;max-width:520px;line-height:1.75;margin-bottom:60px}
.cov-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;border:2px solid var(--border);border-radius:16px;overflow:hidden}
@media(max-width:800px){.cov-grid{grid-template-columns:1fr}}
.cov-card{padding:40px 36px;background:var(--white);border-right:2px solid var(--border);border-bottom:2px solid var(--border);transition:background .2s}
.cov-card:nth-child(3n){border-right:none}
.cov-card:nth-last-child(-n+3){border-bottom:none}
.cov-card:hover{background:var(--cream)}
.cc-ico{width:52px;height:52px;background:var(--light-orange);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:1.4rem;margin-bottom:20px}
.cov-card h3{font-family:'Syne',sans-serif;font-size:1.05rem;font-weight:700;color:var(--text);margin-bottom:10px}
.cov-card p{font-size:.85rem;color:var(--muted);line-height:1.65}

/* HOW IT WORKS — ROAD MAP STYLE */
.how{background:var(--dark);padding:100px 40px;position:relative;overflow:hidden}
.how::after{content:'';position:absolute;left:0;right:0;top:50%;height:2px;background:repeating-linear-gradient(90deg,var(--orange) 0,var(--orange) 60px,transparent 60px,transparent 100px);opacity:.15}
.how-inner{max-width:1200px;margin:0 auto;position:relative;z-index:1}
.how-inner .sec-label{color:var(--orange)}
.how-inner .sec-h{color:#fff}
.how-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:32px;margin-top:60px;position:relative}
@media(max-width:700px){.how-steps{grid-template-columns:1fr}}
.hs{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);border-radius:12px;padding:32px 28px;position:relative}
.hs-num{font-family:'Syne',sans-serif;font-size:4rem;font-weight:800;color:rgba(232,93,4,.2);line-height:1;margin-bottom:20px}
.hs h3{font-family:'Syne',sans-serif;font-size:1rem;font-weight:700;color:#fff;margin-bottom:10px}
.hs p{font-size:.83rem;color:rgba(255,255,255,.45);line-height:1.65}
.hs-dot{width:12px;height:12px;background:var(--orange);border-radius:50%;position:absolute;top:-6px;left:50%;transform:translateX(-50%);box-shadow:0 0 0 4px rgba(232,93,4,.25)}

/* WHY */
.why{padding:100px 40px;background:var(--off)}
.why-inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
@media(max-width:900px){.why-inner{grid-template-columns:1fr}}
.why-visual{background:var(--dark);border-radius:16px;padding:48px 40px}
.wv-title{font-family:'Syne',sans-serif;font-size:1.1rem;font-weight:700;color:var(--orange);margin-bottom:32px}
.wv-stat{display:flex;justify-content:space-between;align-items:center;padding:20px 0;border-bottom:1px solid rgba(255,255,255,.08)}
.wv-stat:last-child{border-bottom:none}
.wv-num{font-family:'Syne',sans-serif;font-size:2.2rem;font-weight:800;color:#fff}
.wv-label{font-size:.8rem;color:rgba(255,255,255,.4);max-width:160px;text-align:right;line-height:1.5}
.why-content h2{font-family:'Syne',sans-serif;font-size:clamp(2rem,3.5vw,2.8rem);font-weight:800;color:var(--text);line-height:1.1;letter-spacing:-.02em;margin-bottom:20px}
.why-content p{color:var(--muted);font-size:.95rem;line-height:1.75;margin-bottom:32px}
.why-pts{display:flex;flex-direction:column;gap:18px}
.wp{display:flex;gap:16px}
.wp-dot{width:8px;height:8px;background:var(--orange);border-radius:50%;margin-top:7px;flex-shrink:0}
.wp-body h3{font-size:.92rem;font-weight:700;color:var(--text);margin-bottom:5px}
.wp-body p{font-size:.83rem;color:var(--muted);line-height:1.6}

/* REVIEWS */
.reviews{padding:100px 40px;background:var(--white)}
.reviews-inner{max-width:1200px;margin:0 auto}
.rev-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:56px}
@media(max-width:800px){.rev-grid{grid-template-columns:1fr}}
.rcard{background:var(--off);border:1.5px solid var(--border);border-radius:12px;padding:32px;position:relative;overflow:hidden}
.rcard::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:var(--orange)}
.rc-stars{font-size:.85rem;color:var(--orange2);letter-spacing:2px;margin-bottom:16px}
.rc-text{font-size:.9rem;color:var(--text);line-height:1.75;font-style:italic;margin-bottom:20px}
.rc-author{font-size:.8rem;font-weight:700;color:var(--muted)}
.rc-savings{font-size:.75rem;font-weight:700;color:var(--orange);margin-top:6px}

/* CTA */
.cta-section{background:linear-gradient(135deg,var(--orange) 0%,var(--orange2) 100%);padding:100px 40px;text-align:center;position:relative;overflow:hidden}
.cta-section::before{content:'INSURED';font-family:'Syne',sans-serif;font-size:20vw;font-weight:800;color:rgba(255,255,255,.06);position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);white-space:nowrap;pointer-events:none}
.cta-section h2{font-family:'Syne',sans-serif;font-size:clamp(2.2rem,5vw,3.5rem);font-weight:800;color:#fff;line-height:1.1;margin-bottom:16px;letter-spacing:-.02em;position:relative}
.cta-section p{font-size:1.05rem;color:rgba(255,255,255,.75);margin-bottom:40px;position:relative}
.btn-dark{display:inline-block;background:var(--dark);color:#fff;padding:18px 52px;border-radius:8px;font-family:'Syne',sans-serif;font-weight:700;font-size:1rem;text-transform:uppercase;letter-spacing:.06em;transition:all .2s;position:relative}
.btn-dark:hover{background:#000;transform:translateY(-2px);box-shadow:0 16px 40px rgba(0,0,0,.3)}

/* FOOTER */
.footer{background:var(--dark);color:rgba(255,255,255,.4);padding:64px 40px 0;border-top:4px solid var(--orange)}
.fg{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr;gap:56px;padding-bottom:56px;border-bottom:1px solid rgba(255,255,255,.06)}
@media(max-width:700px){.fg{grid-template-columns:1fr}}
.fb .logo-text{font-family:'Syne',sans-serif;font-size:1.1rem;font-weight:800;color:#fff}
.fb p{font-size:.83rem;margin-top:12px;max-width:280px;line-height:1.7;color:rgba(255,255,255,.3)}
.fc h4{font-size:.65rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--orange2);margin-bottom:16px}
.fc a{display:block;font-size:.83rem;margin-bottom:10px;color:rgba(255,255,255,.4);transition:color .15s}
.fc a:hover{color:#fff}
.fbot{max-width:1200px;margin:0 auto;padding:24px 0;font-size:.72rem;color:rgba(255,255,255,.15)}
.fbot a{color:rgba(255,255,255,.2)}
.disc{margin-top:5px;line-height:1.6}

/* SUPPORT PAGES */
.page-header{background:var(--dark);padding:120px 40px 64px;text-align:center;border-bottom:4px solid var(--orange)}
.page-header h1{font-family:'Syne',sans-serif;font-size:clamp(2.2rem,4vw,3rem);font-weight:800;color:#fff;margin-bottom:8px;letter-spacing:-.02em}
.page-header p{color:rgba(255,255,255,.4);font-size:.95rem}
.content-body{max-width:860px;margin:0 auto;padding:64px 40px}
.content-body h2{font-family:'Syne',sans-serif;font-size:1.15rem;font-weight:700;color:var(--text);margin:40px 0 14px;border-left:4px solid var(--orange);padding-left:16px}
.content-body p,.content-body li{font-size:.95rem;color:var(--muted);line-height:1.85;margin-bottom:12px}
.content-body ul{padding-left:20px}

/* PARTNERS PAGE */
.partner-intro{text-align:center;max-width:640px;margin:0 auto 60px}
.partner-tabs{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:48px;justify-content:center}
.ptab{padding:8px 20px;border:1.5px solid var(--border);border-radius:50px;font-size:.8rem;font-weight:700;color:var(--muted);cursor:pointer;transition:all .2s}
.ptab.active,.ptab:hover{background:var(--orange);border-color:var(--orange);color:#fff}
.partner-group{margin-bottom:48px}
.pg-title{font-family:'Syne',sans-serif;font-size:1rem;font-weight:700;color:var(--text);margin-bottom:20px;padding-bottom:10px;border-bottom:2px solid var(--border);display:flex;align-items:center;gap:12px}
.pg-count{font-size:.75rem;font-weight:600;background:var(--light-orange);color:var(--orange);padding:3px 10px;border-radius:50px}
.partner-flow{display:flex;flex-wrap:wrap;gap:8px}
.partner-chip{padding:8px 16px;background:var(--off);border:1px solid var(--border);border-radius:8px;font-size:.82rem;font-weight:500;color:var(--text);transition:all .2s}
.partner-chip:hover{background:var(--light-orange);border-color:var(--orange);color:var(--orange)}